Privacy Policy

Effective Date: September 17, 2026

At Scarpati Insurance Solutions LLC, we operate the website https://sisclt.com/. We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and your choices regarding your data, specifically in relation to our mobile and text messaging initiatives.

1. Information We Collect

We collect information that you provide directly to us when you interact with our Site. This includes:

• Personally Identifiable Information: Name, email address, mailing address, and phone number.
• Consent and Opt-In Data: Phone numbers and specific consent captured when you opt in to receive text messages or marketing materials from us.
• Usage Information: Standard web log data, such as your IP address, browser type, pages visited, and the dates/times of your visits.

2. How We Use Your Information

We use the information we collect for business purposes, including:

• Providing, operating, and maintaining our Site and insurance services.
• Processing your inquiries, policy quotes, transactions, and requests.
• Sending you operational and promotional text messages (SMS/MMS), updates, alerts, and insurance information if you have explicitly opted in to receive them.
• Improving our website design, customer service, and overall user experience.

3. Information Sharing and Mobile Privacy Restrictions

We do not sell, rent, or trade our customer lists to third parties. We only share your data with trusted service providers who assist us in operating our website, conducting our business, or providing you with service, provided that those parties agree to keep this information confidential.

Crucial Notice Regarding Mobile Opt-In: No mobile opt-in choices or text messaging consent will be shared with third parties or affiliates for marketing or promotional purposes. Your phone number, consent details, and SMS interaction data are used strictly internally by Mota Ins Agency to provide the text messaging services you requested and will not be shared, sold, or transferred to any third party.

4. How to Opt Out of Receiving Text Messages

If you have opted to receive automated text messages from us, you may opt out at any time.

• To stop receiving text messages, simply reply STOP to any text message you receive from us.
• After you send us the SMS message "STOP," we will send you an SMS message confirming that you have unsubscribed. Thereafter, you will no longer receive SMS messages from us.
• For help or more information, you can reply HELP or contact us directly at nscarpati@sisclt.com

5. Data Security

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal data. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Changes to This Privacy Policy

We reserve the right to update or change our Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically.

7. Contact

If you have any questions or concerns regarding this Privacy Policy or our mobile messaging practices, please contact us at:

Terms of Service and SMS Mobile Messaging Terms

Effective Date: September 17, 2026

Please read these Terms of Service ("Terms") carefully before using the website https://sisclt.com/ (the "Site") or opting into the mobile messaging program operated by Scarpati Insurance Solutions LLC. By accessing our Site or opting into our text messaging program, you agree to be bound by these Terms.

Mobile Program Description and Message Types

Scarpati Insurance Solutions LLC offers an optional mobile messaging program to communicate with clients and prospects regarding their insurance needs. If you consent to receive conversational, informational, and promotional SMS messages from Mota Ins Agency, you agree to receive such messages from us. These text messages may include, but are not limited to:

• Conversational Messages: Direct, one-on-one responses to your inquiries regarding insurance quotes, policy coverage, or claims.
• Informational Messages: Policy renewal reminders, payment confirmations, account updates, and important scheduling or appointment notices.
• Promotional Messages: Information about new insurance products, discounts, policy bundles, or marketing promotions that may benefit you.

Customer Service and Support

If you experience any issues with our mobile messaging program, you can request assistance directly from your mobile phone. Reply HELP to any text message you receive from us to get support.

Mobile Messaging Opt-Out

You can cancel the SMS service at any time. Reply STOP to any text message you receive from us to opt out. After you send us the "STOP" SMS message, we will send you an SMS message confirming your unsubscription. After this, you will no longer receive SMS messages from us. If you wish to rejoin, simply sign up as you did the first time, and we will begin sending you SMS messages again.

Message Frequency and Rates

Message frequency may vary based on your interactions with us and the nature of your insurance account needs. Message and data rates may apply to any messages sent between us. If you have questions regarding your text or data plan, it is best to contact your wireless service provider.

Carrier Disclaimer

Mobile carriers (including, but not limited to, T-Mobile, AT&T, and Verizon) are not liable for delayed or undelivered messages.

Privacy Policy and Additional Terms Links

We deeply value your privacy. Your information and opt-in status will be managed strictly in accordance with our mobile compliance standards. Please visit https://sisclt.com/ to view our full Privacy Policy, which details exactly how we safeguard your information and explicitly guarantees that no mobile opt-in choices or text messaging consent will be shared with third parties or affiliates for marketing or promotional purposes.

Contact

For any questions regarding these Terms or our services, please contact us at: